About UsContact
APPLY NOW

Say Goodbye to High-Interest Debt with a Smart Credit Card Payoff Loan

Trustpilot 5 star reviews
APPLY NOW

Connection.

Building meaningful relationships through personalised solutions.

Elevation.

Helping you achieve your goals by elevating your financial status.

Growth.

Supporting you to achieve your own growth and prosperity.

Pay Off Your Credit Card

Escape the cycle of credit card debt with our online personal loans. Take control of your financial well-being by consolidating your high-interest credit card balances into a single, affordable monthly payment. Our competitive rates and flexible terms will help you pay off your credit cards faster. Apply now and pave the way to a debt-free future.

How much can I borrow?

APPLY NOW
$0
0months
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Weekly repayment
0000
Disclaimer: Results from this calculator are to be used as a guide only. It is not a quote or an offer of finance. It is not an indication of loan pre-qualification. The calculation uses an example rate of 16.95% p.a. and is based on amortised fixed payments and interest rate for the term of the loan.
Loan terms and things you need to know:Aligned Finance’s normal lending criteria and loan terms apply. Loan Applications are subject to Responsible Lending Enquiries. Repayments shown are indicative only, additional application fees will apply. Interest rates for personal loans range from 13.95% to 29.95% p.a. Loan terms range from 6 to 60 months. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Payment Protection Insurance (PPI) is optional and has NOT been included in the payment amounts below.

Why Aligned Finance?

In the growing popularity of online loan retailers in New Zealand, we seek to stand out by establishing ourselves as a trusted brand which customers can rely on. We offer several advantages for customers who need to borrow money.

Quick money
Unsecured loans
Affordable loans
Personalised loans
Flexible repayment options
Easy online application
Convenient & Flexible
Fast & Competitive
Customer-Centred

Convenient & Flexible Borrowing

Aligned Finance offers a convenient and flexible borrowing experience. With our online application process, customers can apply for a loan at any time and from anywhere. Additionally, customers can choose from a wide range of loan amounts and repayment terms, giving them the flexibility to find a loan that meets their specific needs and budget.
APPLY NOW

Quick Funding & Competitive Rates

Aligned Finance uses advanced technology to process loan applications quickly, often within a matter of days. This means that customers can get the funds they need when they need them. In addition, Aligned Finance works with multiple lenders to offer competitive interest rates and fees, giving customers access to the best rates possible.
APPLY NOW

Customer-Centred Support & Service

Aligned Finance is committed to providing transparent and straightforward loan terms, making it easy for customers to understand the costs and obligations associated with their loan. In addition, Aligned Finance offers 24/7 customer service and support, so customers can get help whenever they need it. Whether customers have questions about their loan or need assistance during a financial emergency, Aligned Finance is there to provide guidance and support.
APPLY NOW

Loan Process

Aligned Finance provides easy access to money that you need.
APPLY NOW

1. Apply online

Consider why you need a loan and how much you need to borrow. Apply online by filling out an application and providing personal, employment, and financial information

2. Accept loan offer

Aligned Finance will connect you with lenders who will provide loan offers with various interest rates, fees, and repayment terms. Review and compare these offers to determine the best fit for you. Once you've assessed the loan offer, accept it and provide any additional required documentation.

3. Receive funds

After you've signed the loan agreement, the lender will typically deposit the funds directly into your bank account within a few business days. Repay the loan on time and in full to avoid late fees, penalties, and damage to your credit score.

Contact Us

Don't hesitate to reach out to us with any additional questions you may have about our loan offerings and requirements.
Contact Us
Our team is always happy to help you in whatever way we can!
What is a personal loan?
How do I qualify for a personal loan?
What can I use a personal loan for?
How much can I borrow with a loan?
What is the interest rate on a loan?
How long does it take to get approved for a loan?
Can I get a personal loan with bad credit?
What is the loan repayment term?
Are personal loans secured or unsecured?
What are the most common use cases for loans?
Can I pay off my loan early?